Terms of Use

Welcome to MilwaukeeRetirementPlanning.com (the “Website”). This Website is owned and operated by CNGrace, Inc., a Wisconsin corporation.

By accessing or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with these Terms, please discontinue use of this Website.

Website Ownership

Milwaukee Retirement Planning™ is an educational website owned and operated by CNGrace, Inc., a Wisconsin corporation. Milwaukee Retirement Planning™ is a registered Wisconsin trade name (DBA) owned by CNGrace, Inc.

The Website exists solely to provide educational information regarding retirement planning and related financial topics, educational resources, and opportunities to request additional information or schedule an introductory meeting.

Educational Purposes Only

The information contained throughout this Website—including articles, videos, presentations, webinars, downloadable guides, checklists, newsletters, and other educational materials—is provided solely for general informational and educational purposes.

Nothing contained on this Website constitutes individualized investment advice, financial planning advice, legal advice, tax advice, accounting advice, insurance advice, or a recommendation to purchase or sell any security or insurance product.

Because every individual’s circumstances are unique, visitors should consult appropriately qualified professionals before making financial, investment, legal, tax, accounting, or insurance decisions.

No Professional Relationship

Accessing this Website, downloading educational materials, attending webinars, requesting information, subscribing to communications, or scheduling an introductory meeting does not create an investment advisory, fiduciary, insurance, or client relationship.

Professional investment advisory and insurance services, if requested, are provided separately through appropriately licensed entities and only after all applicable regulatory requirements have been satisfied and, where applicable, the execution of the necessary agreements.

CNGrace, Inc. does not provide investment advisory or insurance services through this Website.

Intellectual Property

This Website contains a combination of original educational content created for Milwaukee Retirement Planning™, materials made available through the professional affiliations of Chadwick Albano, and information or materials derived from or referencing third-party sources.

Except where otherwise identified, the original articles, written educational content, website copy, videos, graphics, downloadable resources, branding, educational materials, and other original content created specifically for Milwaukee Retirement Planning™ are the property of CNGrace, Inc. and are protected by applicable copyright, trademark, and other intellectual property laws.

Certain presentations, webinar recordings, slides, graphics, statistics, concepts, trademarks, logos, research, publications, and other materials appearing on or through this Website may include materials, information, concepts, research, graphics, publications, trademarks, logos, statistics, or other content that originate from Global View Capital Management, Global View Capital Advisors, Global View Capital Insurance Services, governmental agencies, research organizations, product providers, or other third parties. All ownership rights in such materials remain with their respective owners. The inclusion of such materials or references does not imply ownership by CNGrace, Inc., nor does it imply endorsement, sponsorship, affiliation, or approval by the referenced party unless expressly stated.

Where third-party information or research is referenced, reasonable efforts are made to identify or cite the original source. Such citations are provided solely for attribution and informational purposes.

Nothing contained within these Terms shall be construed as granting any ownership interest or license to use any trademark, copyright, service mark, proprietary methodology, or other intellectual property belonging to CNGrace, Inc., Chadwick Albano, Global View Capital Management, Global View Capital Advisors, Global View Capital Insurance Services, or any third party, except as expressly permitted herein.

Limited License

CNGrace, Inc. grants visitors a limited, revocable, non-exclusive, non-transferable license to access and use this Website solely for their own personal, non-commercial educational purposes.

No ownership rights are transferred through your use of this Website.

Prohibited Uses

Except as expressly permitted by applicable law or with the prior written consent of CNGrace, Inc., you may not:

Copy, reproduce, republish, distribute, display, transmit, modify, or create derivative works from the original content of this Website.
Record, duplicate, redistribute, commercially exploit, or publicly display webinar recordings or presentations.
Remove or alter copyright, trademark, or proprietary notices.
Frame, mirror, or otherwise reproduce any portion of the Website.
Use automated systems, bots, spiders, crawlers, scrapers, or similar technologies to harvest Website content or information.
Use original content from this Website to train artificial intelligence models or develop competing educational, advisory, marketing, or commercial products or services.
Reverse engineer or replicate proprietary educational systems or methodologies developed specifically for Milwaukee Retirement Planning™.
Use this Website or its content for any unlawful purpose or in any manner that infringes upon the rights of others.

Webinar and Presentation Materials

Educational webinars and presentations available through this Website are provided solely for the personal, non-commercial educational use of registered viewers.

Such presentations may include original educational commentary together with properly identified information, concepts, research, graphics, statistics, quotations, or other materials obtained from publicly available or third-party sources.

Except as otherwise permitted by applicable law, no webinar, presentation, recording, slide, graphic, educational guide, or other educational material made available through this Website may be copied, recorded, reproduced, republished, redistributed, modified, excerpted for commercial purposes, incorporated into another presentation, training program, website, artificial intelligence system, or competing educational or commercial work without the prior written authorization of the applicable rights holder.

Third-Party Websites

This Website may contain links to third-party websites for informational convenience.

CNGrace, Inc. does not control, endorse, guarantee, or assume responsibility for the content, accuracy, availability, security, or privacy practices of any third-party website.

Visitors access third-party websites entirely at their own risk.

No Guarantees

Retirement planning, investing, and financial planning involve uncertainty and risk.

No representation or warranty is made that any educational material, retirement planning concept, financial strategy, investment approach, or other information presented through this Website will achieve any particular financial outcome.

Past performance is not indicative of future results.

Website Availability

Although reasonable efforts are made to maintain the availability and accuracy of this Website, CNGrace, Inc. does not guarantee uninterrupted access, continuous availability, or error-free operation.

The Website and its content may be modified, updated, suspended, or discontinued at any time without prior notice.

Disclaimer of Warranties

This Website and all information made available through it are provided on an “AS IS” and “AS AVAILABLE” basis.

To the fullest extent permitted by applicable law, CNGrace, Inc. disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, and completeness.

Limitation of Liability

To the fullest extent permitted by law, CNGrace, Inc., Chadwick Albano, and their respective officers, directors, employees, contractors, agents, licensors, service providers, successors, and assigns shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or relating to your access to, inability to access, use of, inability to use, or reliance upon this Website or its content.

Indemnification

You agree to indemnify, defend, and hold harmless CNGrace, Inc., Chadwick Albano, and their respective officers, directors, employees, contractors, agents, successors, and assigns from and against any claims, liabilities, damages, losses, costs, expenses, and reasonable attorneys’ fees arising out of or relating to your access to, use of, or misuse of the Website, your violation of these Terms, or your infringement of the rights of any third party.

Severability

If any provision of these Terms of Use is determined by a court of competent jurisdiction to be invalid, illegal, or unenforceable, that provision shall be enforced to the fullest extent permitted by law, and the remaining provisions shall remain in full force and effect.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Wisconsin, without regard to its conflict of law principles.

Any legal proceeding arising from or relating to these Terms or your use of this Website shall be brought exclusively in the state or federal courts located within the State of Wisconsin.

Entire Agreement

These Terms of Use, together with the Website Disclosure and Website Privacy Policy, constitute the entire agreement between you and CNGrace, Inc. regarding your use of this Website and supersede all prior or contemporaneous understandings relating to such use.

Changes to These Terms

CNGrace, Inc. reserves the right to modify these Terms of Use at any time without prior notice.

Your continued use of the Website following the posting of revised Terms constitutes your acceptance of those revisions.

Contact
Questions regarding these Terms of Use may be submitted using the contact information provided on this Website.

Milwaukee Retirement Planning™, Lake Country Retirement Planning™, Madison Retirement Planning™, Retirement Confidence Roadmap™, and the original branding, educational content, articles, videos, graphics, downloadable resources, and other original materials created specifically for Milwaukee Retirement Planning™ are proprietary intellectual property of CNGrace, Inc., except where otherwise indicated.